Find out about rewards, cash back, no annual fees, low interest rates and more.
Chase is the U.S. consumer and commercial banking business of JP Morgan Chase & Co (NYSE: JPM), a leading global financial services firm with assets of $2.3 trillion and operations in more than 60 countries. Chase is the neighborhood bank for thousands of communities across the country. They serve approximately one of out of every six Americans through more than 5,500 bank branches; 18,000 ATMs; mortgage offices; online and mobile banking; as well as relationships with auto dealerships, schools and universities.
If you are looking for an all-round credit card that offers you rewards as well as cash back, then Chase may be one of the best ones you can find. The company has many credit cards on offer in 2015, and all of them have some mighty benefits to offer people. If getting rewards and cash back is the most important determinant factor for you, then here are the top Chase cards for you this year.
The Chase Freedom
With no annual fee, some really great rewards and a wonderful sign-up bonus offer, this is a winner all way. If you spend $500 within the first 3 months of the account opening, you get a $100 bonus. Cash back of 5% can be had on rotating bonus categories which are of a seasonal flavor. It is widely accepted and with solid benefits on offer for customers, this is obviously a top choice. New chip cards provide an extra layer of security when used in a chip card reader.
Chase Sapphire Preferred
If you are someone who has to travel frequently or planning a big holiday, then getting this one from Chase’s stable may be a good idea. This is a great travel rewards card with a good number of benefits on offer. With a big sign-up bonus of 40, 000 points which you get if you spend $4000 in the first 3 months of getting your card, this is truly a great one. When you redeem the points using Chase’s booking tool, they are worth 25% more. With no foreign transaction fee, this is a perfect one for travelers. When you spend on dining or travel, you get 2 points for every dollar spent, and when you purchase anything else, you get 1 point for every dollar spent. Your points will not expire and you can transfer them to other Chase rewards programs at absolutely no cost to you.
If you live out of suitcases and are always on the go, then the Ritz-Carlton from Chase may be the perfect card for you to get. Though the annual fee is $395, the many rewards on offer cannot be ignored and are well worth the steep price. When you stay at a hotel for 2+ nights, you get $100 to be used for dining. You also get $200 worth of airline incidentals credit for a variety of things such as baggage fees, etc. What’s more, you enjoy complimentary access to airport lounges. Also, there is a great sign-up bonus. When you spend $2000 in the first 3 months of account opening, you get rewarded with 70, 000 Ritz-Carlton reward points. Apart from that, there’s cash back in plenty if you choose this one.
As you can well see, Chase has some pretty amazing credit cards on offer for those who are interested in rewards or cash back. The best thing about the company is that no matter what your spending habits are, you will easily be able to find something to suit it. so go ahead, pick a card and enjoy the rewards.
The Chase Freedom is perfect for cashback
If cashback is the thing that interests you the most, then the Chase Freedom may be something that is perfect for you. The best thing about it is that you can keep earning throughout the year in a variety of different ways. It has rotating categories on which you can earn 5% cash back. The categories keep changing every 3 months, and so finding new ways to earn cash back is not tough at all! Also, with great customer support that Chase is known for, this is certainly a valuable option for you to consider.
Chase Sapphire Preferred is perfect for travel
If you travel a lot and want to enjoy benefits, then this is something that could be perfect for you. You not only get 2X points on dining and travel, but when you accumulate them and want to redeem them with the Chase Ultimate Rewards Program, the points will be 25% more. You can redeem them for shopping on Amazon, as statement credit or book trips. Also, if you have accumulated points on other rewards program, then it is very easy to consolidate them with this card, which will ensure that you end up getting more benefits.
What is the best Chase credit card rewards program?
Chase is known for the great reward programs and high sign-up bonuses it offers consistently to its customers. With so many Chase credit cards to choose from, it can be tough to make the right choice. Whether you are a frequent traveler or looking for a no-annual fees option, there will be a Chase credit card that suits your needs. Here’s the lowdown on the best Chase credit card reward programs on offer this year.
This is a very popular credit card by Chase. With no annual fees to pay as well as a nice sign-up bonus, this card also gets you some great rewards. The introductory offer is that you spend $500 in the first 3 months of opening the account and you will get a $100 bonus. You will also get a 5% cash-back on the rotating bonus categories and you can spend upto $1500 in a single quarter. What’s more, the categories are seasonally relevant, ensuring that you can easily make your purchases. So, while the first 3 months this year is dedicated to grocery stores, Starbucks and movie theaters, the last 3 months will be dedicated to shopping on the Amazon website.
Chase Sapphire Preferred
This is one of the best travel credit cards you can own and the rewards it offers are tremendous. For instance, if you spend $4,000 in the first 3 months of opening the account, you will be able to earn 40,000 bonus points! If you travel the world, you will be happy to know that there are no foreign transaction fees to be paid. There is also no annual fee for the first year.
If you are interested in balance transfers, then this is the credit card to lay your hands on. With a 0% rate of interest for more than 1 year, and absolutely no balance transfer fees, it makes perfect sense. No Annual Fee. The 0% introductory offer lasts for 15 months, but what is astounding is that there is no other card in the market which will do balance transfers at free of cost! Other credit cards will charge anything between 3 and 5% on balance transfers so if you are looking for this facility, this is the card to opt for with your eyes closed.
If you are a high-flier who is frequently seen in top hotels around the world, this is the credit card from Chase to lay your hands on. Though this card has an annual fee of $395, it is still lower than the one offered by American Express Platinum. For example, if you stay for 2+ nights, you will get a $100 credit on recreation and dining. You will also get complementary airport lounge access. The sign-up bonus you get is also great.
As you can see, Chase has various credit cards to suit most individuals. No matter what your requirements and needs are, it can be said with certainty that you will find a Chase card that suits them.
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